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January 17, 2014

Real Time Banking PO Interview Experiences - Suman Karn

11 comments

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Name - Suman Karn

Qualification - MCA from VIT University

Category - Gen

Date of Interview - 10/01/2014

Venue - Hotel Arya, Ranchi

Panel - 4

Hi Friends...
I was there at 8.30 AM and finished with the document verification at 9 AM as I was fifth person in the queue. Then I was asked to go downstairs for my interview.

While waiting for my turn I was playing games and listening song in my earpiece just to calm myself. I didn't ask even a single question from any one like how was your interview and what question did u face(Cause I know this only creates stress).

There were four male members(M1, M2, CM, M3)

Finally my turn. Opened room gently and closed it gently. Here it goes.....

CM : By calling my name, what you have done earlier.
Me : Master in Computer Application Sir.

CM: What is Gigabyte in terms of kilobyte?
Me : Sir, 1024kb becomes 1mb and further 1024mb becomes 1gb. So 1024^2 kb is equal to 1gb.

CM: What is Disaster Management in IT terms.
Me : Somehow managed to answer but they were not satisfied. But finally they all gave me an example and explained it to me.

CM : What have you prepared for interview?
Me : Started talking about all banking terms (interrupted by CM), What is bank?
Me : Explained correctly.

M1 : Who regulates Bank?
Me : RBI

M1 : Deputy gorverners ke nam jante ho?
Me : Answered correctly.

M1 : 3  4 Regulator ke nam batao.
Me : RBI, SEBI, IRDA, TRAI.

M2 : Bank paisa kaise kamata hai?
Me : Sir, by the service charge on various kind of transactions, jaise draft issue pe jo charge lagta hai. IBPS ka form fill karne time jo extra charge lagta hai. aur loan pe interest se.
(Interuppted..... Bas itna hi! Aur batao)
Me : Sir, mutual fund se, RBI k pas paisa lend karke( income through Reverse Repo Rate) and by investing in capital market.(now they looked satisfied)

M2 : Which is Third Party product of bank?
Me : Bancassurance.

M1: SHG jante ho?
me : Answered correctly.

M1 : Basic objective of Financial Inclusion and one related question?
Me : Answered correctly.

CM : Bank government ke liye kya kam karta hai?
Me : answered but they were not satisfied and finally CM said Tax collection kya hai!!!!  Tab maine bola, sorry sir dimag se utar gaya tha.

CM : What's your score.

M3 : (He was observing me from the beginning but pretend like he was not interested in me. Finally he opened his mouth and asked) Monetary policy kaun issue karta hai.
Me : Sir, Reserve Bank of India.
M3 : Fiscal Policy kaun Issue karta hai?
Me : Sir, Central Government and state Government.
M3 : Fiscal Deficit kya hota hai?
Me : felt like what has he asked, tried to remember and said different thing. then CM said nahi nahi ye nahi...(Believe me friends I knew the answer very well but unable to recall that time.)
CM : Ok suman, you can go now. all the best. And asked my score again.
Me: Thank u sirs. thank you so much.

Note : During the whole conversation, I was confident and maintained eye contact with every panel member and never showed a blank expression. They mainly asked banking related questions as I said earlier that sir i have prepared well for banking. I think My interview went well, Now let's see what is going to happen.

All the best to every one...

Thanks to Suman Karn for sharing his Interview Experience with us. We wish him great success in his interview.
Gr8AmbitionZ Team

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11 comments:

  1. good br. you did it well.any idea when the result,placement will be?

    ReplyDelete
    Replies
    1. I think, result will be anounced in jan last week, an allotment in mark last or april 1st week.

      Delete
  2. what was yr score mr. suman

    ReplyDelete
  3. HI AM A CIVIL ENGINEERING B.TECH .................NO COMPUTER COURSE ........BUT IN MY COURSE A SUBJECT COMPUTING LAB " WAS THERE .........AM I ELIGIBLE OR NOT FOR BANK PO OR CLERK ???????????????????????????????????????/

    ReplyDelete
  4. which monthly magazine should i follow for bank po/clerk?

    ReplyDelete
  5. which monthly magazine we should follow fo bank po/clerk.

    ReplyDelete
  6. Hi,
    I have a doubt. While filling the application form for clerk i have entered date of passing as may 2010. But in my certificate it was april 2010.
    Will it create any problem

    ReplyDelete

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