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December 03, 2013

Banking Awareness Online Practice Test - Set 18

33 comments

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Locate the wrong combination ?
  1. Rajmannar Committee - Cheque bounce and offense
  2. Nadkarni Committee - Trading in Private Banks
  3. Goiporia Committee - Bank Frauds
  4. Vyas Committee - Rural Credit
  5. Usha Thorat Committee - Financial Inclusion




Which of the following will set up core banking infrastructure for rural banks ?
  1. RBI
  2. NABARD
  3. SIDBI
  4. IBA
  5. None of these





Which of the following carries out 'Open Market Operations' ?
  1. Stock Exchanges in India
  2. Indian Banks' Association
  3. Securities and Exchange Board of India
  4. Planning Commission
  5. RBI





Total Agricultural advances must be _____ percent of Net Bank Credit (NBC) for foreign banks ?
  1. 18
  2. 24
  3. 56
  4. 14
  5. No Target





Expand UNCTAD ?
  1. United Nations Conference on Tier and Development
  2. Unit Nations Conference on Trade and Development
  3. United Nations Conference on Trade and Deal
  4. Unique Nations Conference on Trade and Development
  5. United Nations Conference on Trade and Development




Which term NOT related to Banking Technolo0gy?
  1. NEFT
  2. RTGS
  3. BOUNCE
  4. SWIFT
  5. ATM





Which country has the biggest public debit among industrialized nations ?
  1. US
  2. Germany
  3. Italy
  4. Japan
  5. UK




For the ATM's in India, the most commonly used network communication mode is ?
  1. Very Small Aporture Terminal (VSAT)
  2. Dial-in Connection
  3. Code Division Multiple Access (CDMA)
  4. Network of Computers
  5. None of these





Which of the following is known as plastic money ?
A. Credit Card
B. Debit Card
C. Demand Draft
  1. A only
  2. B only
  3. Both A and B
  4. C Only
  5. Both B and C





Which was the first bank to receive approval for getting full bank license in Singapore ?
  1. Punjab National Bank
  2. Bank of India
  3. State Bank of India
  4. Bank of Baroda
  5. Syndicate Bank





The usual deposit accounts of banks are _____________-
  1. Current accounts, Loan accounts and insurance premium accounts
  2. Current accounts, Post office savings bank accounts and term deposit accounts
  3. Loan accounts, savings bank accounts and term deposit accounts
  4. Current accounts, savings bank accounts and term deposit accounts
  5. Current bill accounts and term deposit accounts





Which of the following pairings is wrong ? (Bank aned Country)
  1. Barclays Bank - UK
  2. JP Morgan Chase Bank - USA
  3. Societe Generale - France
  4. Standard Chartered Bank - South Africa
  5. Sonali Bank - Bangladesh




Who among the following is India's current Minister of State (Expenditure & Financial Services) ?
  1. S. S. Palanimanickam
  2. Namo Narain Meena
  3. Dinsha J. Patel
  4. Jitin Prasada
  5. None of these




Balanced Growth Means
  1. The growth of the different segments of economy in a harmonious manner
  2. Equal percentage growths in output
  3. a balanced rise in the resources allocated
  4. natural growth rate of different segments of economy
  5. None fo these





Funds are transferred from the Center to state
  1. on the recommendations of the finance commission
  2. as the center's additional grants and loans
  3. as assistance from the planning commission
  4. All of these
  5. None of these






Banks were nationalized in 1969 and 1980 for all the following reasons except
  1. to take over the control of all the essential services
  2. to reduce concentration of wealth and economic power
  3. to support the village industries
  4. to make more useful use of funds of banks
  5. To earn more money




More and more banks in India these days are setting up their ATMs and discourage people to visit their branches for transaction. Which of the following is / are the limitation(s) of the ATMs which force people to go to branch for transaction ?
A. Lack of human Interface
B. Communication
C. Limited Cash dispensing ability
  1. Only A
  2. Only B
  3. Only C
  4. Both A and B
  5. All A, B and C





As reported in some news papers / magazines, some banks have decided to install Biometric ATMs so that fraudulent withdrawals can be prevented. Biometric ATMs will be able to do so as it also checks
A. Signatures of the card holders
B. Finger prints of the card holders
C. Skin color of the card holders
  1. Only A
  2. Only B
  3. Only C
  4. Both B and C
  5. All A, B and C




What is the full form of SEPA ?
  1. SAARC & European Provinces Association
  2. South Europe Province Area
  3. Single Euro Payments Area
  4. Senegal & Equidar Protection Act
  5. None of these




Which of the following programmes was launched to further Improve the facilities of irrigation in rural India ?
  1. National Social Assistance Programme
  2. Construction of Kiosks for the poor
  3. Sampoorna Grameen Rozgar Yojana
  4. Annapurna Scheme
  5. National Watershed Development Programme

33 comments:

  1. mam please upload syllabus for it officer scale-1 of ibps so

    ReplyDelete
    Replies
    1. Already updated friend. Please check in "IBPS Specialist Officers 2014 Special" link above

      Delete
  2. please also add G.A and computer practice papers .............thanks in advance

    ReplyDelete
    Replies
    1. sure sis.. we will update by this evening :)

      Delete
  3. What is this Nadkarni commitee for ?

    ReplyDelete
  4. Mam worred about current affairs and banking awareness any tips nly three more days left

    ReplyDelete
  5. mam,i have completed MBA HR in bharthiar university,school of distance education,coimbatore.am i eligible for specialist offcer exam? i have a doubt regarding this coz they mentioned dat full time course.plz rply soon ..............

    ReplyDelete
    Replies
    1. I also have same type of doubt. I have completed MBA (Major FINANCE, Minor MARKETING Regular Degree) & also B.com(Advertisement & Marketing Specialization Regular Degree). Am I eligible for specialist officer (MARKETING) exam? because they mentioned about major & minor degree??? Mam, Please guide me as soon as possible.

      Delete
    2. @ Uttpala : They clearly mentioned that they wont consider distance education friend . Only full time courses are eligible :(
      @ Tushar : Sorry friend. No idea about marketing sector.

      Delete
    3. This comment has been removed by the author.

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    4. So, Should I fill the form or Not??? If I fill the form & in future at any stage of selection, they declared that I m not eligible,so is it become harmful for my other futuristic exams???

      Delete
  6. Mam, Please upload syllabus and all the details of IBPS IT Officer Scale-|| Exam.....
    Thank u so much....

    ReplyDelete
  7. Please upload Syllabus and all details of IBPS IT OFFICER SCALE-2 Exam....

    ReplyDelete
  8. hello maam..plz give the expected pattern for ibps clerk exam on 7th dec.. and how to clear the english section in easy

    ReplyDelete
    Replies
    1. http://www.bankersadda.com/2013/12/analysis-of-ibps-clerk-iii-nov-30-and.html

      Delete
    2. @ Prasanta Kharsel : Already updated reviews and suggestions friend. Please have a look at the "IBPS Clerks III Study Materials" section above.

      All the best

      Delete
  9. thanks very helpful.please upload some imp points about sachin as they asked in ibps clerks. And also upload about crops, largest producer, exporter and importer. please kindly upload them.

    ReplyDelete
    Replies
    1. Already posted them in our quick reference guide Sai. Please check. And I will try to update remaining data (crops, imports and exports etc.. ) soon.
      All the best

      Delete
  10. sir plz upload some english papers for clerk 3...

    ReplyDelete
    Replies
    1. Please check the "IBPS Clerks III study Materials section Rahul. You will get everything there.

      Delete
  11. madam can you please upload the list of national and international exports and imports....

    ReplyDelete
  12. madam can you please upload the list of national and international exports and imports....


    ReplyDelete
  13. if possible please upload all these banking awareness sets in one pdf

    ReplyDelete
  14. Hello sir, I am a BSCIT Student (completed 3yr BSCIT) can i apply IBPS Specialist officer (IT Officer) ?, Please reply to bnpatra87@gmail.com

    ReplyDelete
  15. Hello sir ,
    i joined my engineering through lateral entry .. by completing DIPLOMA so my course duration for BE is 3 years .. am i eligible applying IBPS SO (IT), by mentioning 4 years as course duration ... please reply immediately..

    ReplyDelete
  16. hello mam i m vikash last time i had given the SO pepar(marketing). i had read out all the point that i study in marketing mgmt .but during the exam .there was no such question regarding the marketing even all the question from finance so i m bit confuse .can u guide me what should i do for the preparetion for so (marketing) paper pleassssssssssssssssssss.
    reply as soon as possible

    ReplyDelete

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