Search your Topic HERE....

July 16, 2015

General Awareness Quiz for SBI and IBPS 2015 - Set 6

Leave a Comment

sponsored links

  1. Who has been recently appointed as the Director of Indian Statistical Institute (ISI) ?
    1. G. Satish Reddy
    2. S. Christopher
    3. Sanghamitra Bandyopadhyay
    4. R. C. Tayal
    5. K. V. Chowdary
  2. Election Commission of India suspended the recognition of which of the following ?
    1. PDP
    2. BSP
    3. BJP
    4. Congress I
    5. NPP
  3. Expand NPP [This party was led by PA Sangma]
    1. National People's Party
    2. National Party of Patriots 
    3. National Protestor's Party
    4. National Party of People
    5. National Prudent Party
  4. Tanzania president visited India. Who is he ?
    1. Abdel Fattah el-Sisi
    2. Mulatu Teshome
    3. James Michel
    4. Beji Caid Essebsi
    5. Jakaya Kikwete
  5.  The capital of Tanzania is _________
    1. Cairo
    2. Addis Ababa
    3. Victoria
    4. Tunis
    5. Dodoma
  6. The currency of Tanzania is ___________
    1. Pound
    2. Birr
    3. Rupee
    4. Dinar
    5. Shilling
  7. On whose memory, the National Statistics Day observes on 29th June every year on the eve of his birth day?
    1. Chidambara Chandrasekaran
    2. J.K. Ghosh
    3. Pranab Kumar Sen
    4. Samarendra Nath Roy
    5. Prasanta Chandra Mahalanobis
  8. Bimal Roy was removed as the chief of .....
    1. DRDO
    2. Indian Statistical Institute
    3. Delhi Law minister
    4. Chairman, National Human Rights Commission
    5. None
  9. What is the aim of formulating Banking Ombudsman Scheme by RBI?
    1. To promote the deposits in the unbanked areas as the part of financial inclusion.
    2. To promote lending among the poor people, as they are depending on non-institutional sources.
    3. To redress the grievances or complaints arising out of the deficiency in the banking services.
    4. To universalize the discount of commercial bills issued.
    5. To incorporate the list of scheduled banks in the RBI Act 1934.
  10. RBI introduced Banking Ombudsman Scheme as per Section 35 A of .............
    1. Negotiable Instruments Act, 1881
    2. SARFAESI Act, 2002
    3. Banking Regulation Act, 1949
    4. FEMA, 1999
    5. RBI Act, 1934
  11. Ombudsman scheme first introduced in ........
    1. USA
    2. India
    3. Australia
    4. France
    5. UK
  12. Which bank covered under the Banking Ombudsman Scheme?
    1. Scheduled Public Sector Banks
    2. Scheduled Private Sector Banks
    3. Regional Rural Banks
    4. Scheduled Primary Co-operative Banks
    5. All of above
  13. Banking Ombudsman is a senior official appointed by ..........
    1. Finance Minister
    2. RBI
    3. SEBI
    4. FSDC
    5. None
  14. Banking Ombudsman Scheme come into effect from .............
    1. 2000
    2. 1995
    3. 1999
    4. 2010
    5. 1981
  15. As per the present rules, any person can file a compliant before the Banking Ombudsman, if the satisfied reply is not received from the bank within a period of ......
    1. one month
    2. three months
    3. two months
    4. six months
    5. None
  16. When the Ombudsman rejects the compliant of the customer?
    1. If the customer does not approach the bank first.
    2. One has not made the complaint within one year from the date one has received the reply of the bank or if no reply is received if it is more than one year and one month from the date of representation to the bank.
    3. Subject matter of the complaint is pending for disposal / has already been dealt with at any other forum like court of law, consumer court.
    4. Complaint is frivolous or vexatious.
    5. In all above cases, the ombudsman will not accept the compliant from customer.
  17. The fee collected by Ombudsman to take compliant from the customer .............
    1. Rs.5
    2. Rs.100
    3. Rs.10
    4. Fix by the bank
    5. No fee collects by the Ombudsman
  18. The Ombudsman take the compliant and can take action if ..........
    1. Non - payment or delay in payment of inward remittances.
    2. Non - credit of proceeds to parties accounts, non - payment of deposit or non - observance of the Reserve Bank directives.
    3. Not accepting the legal tender and or for charging of commission in respect thereof.
    4. Inordinate delay in the payment or collection of cheques, drafts, bills.
    5. In the all above cases the ombudsman take action against bank.
  19. When the Ombudsman take action against the bank?
    1. Collecting charges without adequate prior notice to the customer.
    2. Refusal to accept or delay in accepting payment towards taxes, as required by government.
    3. Refusal to close or delay in closing the accounts.
    4. Non-observance of Reserve Bank guidelines on engagement of recovery agents by banks.
    5. In the above all cases, Ombudsman take action against the bank. 
  20. On 24 May 2007, RBI framed a rule that any customer not satisfied with ombudsman decision, then the customer can put an appeal to ...........
    1. Governor, RBI
    2. Governor of that State
    3. Finance Minister of India
    4. President of India
    5. Deputy Governor of RBI

Srivalli Josyula 
sponsored links

0 Responses:

Post a Comment

Related Posts Plugin for WordPress, Blogger...