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- Committee on Comprehensive Financial Services for Small Businesses and Low Income Households, headed by __________ on 23rd September 2013 suggested to setup payment banks.
- S.S. Mundra
- Raghuram Rajan
- Nachiket Mor
- M.B. Sha
- B.N. Krishna
- External Advisory Committee (EAC) headed by whom, evaluated the license applications to get license to start payment banks?
- Viral Acharya
- N.Viswanathan
- R. Gandhi
- Usha Thorat
- Nachiket Mor
- On 27 November 2014, RBI announced the guidelines for setting up of __________
- Private banks and Small industrial development banks
- Local Area banks having MFI background
- Regional and Local Area banks for Common Man
- Foreign banks with the FDI of 100%
- Payment banks and Small Finance banks
- RBI asked interested parties to apply for Small banks and Payment banks by __________
- The RBI gave in principle consent to establish 11 payment banks on 19 August 2015. Which among the following does not have that license to start payment bank ?
- Tech Mahindra
- Adfiya Birla Nuvo
- Airtel M Commerce Services
- Department of Posts
- All of the above got license
- The aim of RBI to permit the Payment banks is __________
- to boost Financial inclusion
- to allow the payments /remittance services to migrant labour workforce
- to help the low house holds :
- to help the small entities to do banking business
- All of above
- The license of Payment banks can be given to __________
- Existing non-bank Pre-paid Payment Instrument (PPI) issuers :
- Non-Banking Finance Companies (NBFCs)
- Corporate Business Correspondents (BCA)
- Super-market chains
- All of the above
- The equity capital of Payment banks is __________
- Rs.10 crores
- Rs.700 crores
- Rs.1000 crores
- Rs. 500 crores
- Rs. 100 crores
- Payment banks not allowed to __________
- issue credit card
- issue debit card
- issue cheque book
- start ATMs
- provide accounts to women
- As per the guidelines issued on 6 October 2016 by RBI, Payment Banks will not be permitted to lend to any person including their directors. However, they may lend to __________ out of the bank's own funds, as per a Board approved policy outlining the caps on such loans.
- their own employees
- local business men
- income tax payees
- small transport companies
- share market brokers
- Promoter's minimum initial contribution to the paid-up equity capital of payments bank shall at least be __________ for the first five years
- 40%
- 26%
- 15%
- 25%
- 49%
- Payments banks can give savings accounts to customers But in the single customer account, the maximum balance allowed not more than __________
- Rs.1 Lakh
- Rs.75,000
- Rs.2 Lakh
- Rs.5 Lakh
- customer of bank can maintain any balance
- The Foreign shareholding in the payments bank allowed up to __________
- 10%
- 35%
- 49%
- 74%
- as per the FDI policy for private sector banks as amended from time to time
- As per the operating guidelines issued for payment banks on 6 October 2016, Minimum Capital Requirement fixed at __________
- 15%
- 11.5%
- 6%
- 7.5%
- 8.2%
- Tier 1 common capital ratio is a measurement of a bank's core equity capital com-pared with its total risk-weighted assets that signifies a bank's financial strength. As per operating guidelines, for Small Finance Banks, the Common Equity Tier 1 is __________
- 7%
- 8.5%
- 10.0%
- 9.8%
- 6%
- On 12 April 2016, which telecom service provider got permission to establish a payment bank ?
- IDEA
- Vadat one
- Airtel
- Aircel
- BSNL
- On 11 April 2016, Airtel Payments bank limited constituted. Where is its headquarters ?
- Mumbai
- Pune
- Kolkata
- Nagpur
- Delhi
- Which payment bank giving highest rate of interest of 7.25% by 31 July 2017 ?
- Cholamandalam
- NSD
- Airtel
- Sun Pharma
- Finotech
- Airtel launched its first payment bank in __________ to run in 10,000 Airtel retail outlets on pilot basis.
- Rajasthan
- AP
- Tamilnadu
- Madhya Pradesh
- Bihar
- Which payment bank declared to have Rs.3,000 crore capital ?
- Cholamandalam
- NSD
- Airtel
- Sun Pharma
- Finotech
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