sponsored links
SBI PO 2017 Study Plan : Day 1 - Comprehension
Comprehension Test is an integral part of the General English section in the Bank Exams. This test evaluates how well you understand what you read in English. It is strictly called a Written Comprehension Test because it shows how well you comprehend what somebody writes. Here a passage is given, followed by questions based on that passage. The passage can be about almost anything (science, social studies, personal narrative, fiction, or poetry), and the questions test how well you understood the passage and the information in it.
Often candidates underestimate the importance of Comprehension tests and believe that it is easy to find correct answers. However this is not a correct approach.
Follow these points to score better in Reading Comprehension :
- Keep in mind the exact amount of time you have to complete the exercise.
- Read the first question before you begin reading the passage. By doing so, you can read more actively—with an eye out for the information you need.
- Read through the text quickly without stopping to check your understanding of individual words. The first reading is to get a general understanding of the text.
- Read the text a second time more carefully. This time take to time to pause at sections you may find more difficult.
- Scan the multiple choice questions without looking at the answers. See if you can answer the questions easily by yourself. Skip any questions that you cannot answer immediately.
- Re-read the multiple choice questions and answer. Skip any question that you find too difficult.
- If you cannot find something close to your original answer to the question, take a look at the text again.
- After you have answered each question, return to the text to find a justification for each of your answers.
- Return to the questions that you were not able to answer immediately and see if you can answer them now.
- If you still have time, check that the other possible answers are not specifically referred to in the text.
Tips
- Never spend too much time on any one question.
- Don't worry about understanding every single word. Reading comprehension focuses on general comprehension.
- Never confirm your answer to a question until you've read the entire passage. Information relevant to a question can appear anywhere in the passage.
- Using your pencil and scratch paper, jot down a rough outline as you read. It will help you locate relevant details quickly as you answer the questions, and minimize vertical scrolling and re-reading.
- Don't be overly concerned with details (dates, examples, and lists) as you read; instead, jot down in outline form where these details are located in the passage so you can locate them as quickly as needed to respond to the questions.
- After reading the entire passage, take about 15 seconds to sum it up in one sentence—in the form of a rough thesis statement. Doing so is well worth the effort, because you'll be able to answer some Reading Comprehension questions with nothing more than the thesis in mind.
- No matter what type of question you're dealing with, eliminate any answer choice that runs contrary to the passage's overall thesis.
- Be on the lookout for answer choices that provide information supported by the passage but not responsive to the question. This is one of the test-makers' favorite wrong-answer ploys.
- If the author of the passage adopts a position, or stance, on an issue, but discusses other viewpoints as well in the passage, be on the lookout for answer choices that confuse the author's viewpoint with the viewpoints of others. This is another common wrong-answer ploy.
- Be on the lookout for wrong answer choices that provide information not mentioned in the passage—yet another common wrong-answer ploy. These wrong answer choices can be tempting, because it's remarkably easy to assume that you had overlooked the information as you read the passage.
Reading Comprehension Practice Questions for SBI PO 2017
Directions (Q. 1-10) : Read the following pas-sage carefully and answer the questions given below. Certain words/phrases are given in bold to help you locate them while answering some of the questions.
Aviation is an essential link for travel, trade and connectivity. While full-service carriers attract passengers with the overall quality of their services, low-cost airlines compete on cost. They offer bare-bone services, fly more sectors a day and operate from smaller, secondary airports that have lower charges. These may be very far from the city centres costing passengers more time and money to get into the town. Some services like London's Luton are aimed at eliminating the problems of connecting flights. They tend to avoid head-on competition with each other and prey on full-service airlines. Staff are usually less well paid, more intensively used and in shorter supply as compared to full-service airlines. There are numerous exceptions even though in other countries. Easy Jet operates from major airports and Jet Blue offers live programmes for free.
In India 70% of the operating costs of low-cost airlines are the same as that of full-service carriers, leaving just 30% to juggle with to gain an overall advantage overfull-service carriers. Many of the costs like fuel are above global levels. Exorbitant State and Central government taxes and duties are the main culprits. Air Deccan envisions that their airline fares will match rail fares-unattainable because the economies of scale that the railways enjoy, Few secondary airports and fares falling faster than their costs have hurt low-cost airlines more than others, as they have to achieve higher fleet utilization. Allowing low cost airlines to utilize non-metro airports at lower charges during off. peak hours while providing full-service airlines peak-hour slots but at higher rates could help.
Low-cost airlines can aid economic development and the current economic boom has been the right time to launch India's low-cost revolution though in their efforts to achieve economies of scale and greater market share, they have been reckless and have gone deep into the red. India has to await second-generation low-cost airlines to deliver the goods.
1. The primary purpose of low-cost airlines is to
- provide connectivity at low rates
- enhance economic development
- do away with the inconvenience of connecting flights
- reduce congestion at crowded city airports
- reduce the passenger pressure on the railways
- they are based on global models allowing them to compete with railways.
- they benefit from certain exemptions on tax and duties
- with only 70% of the operating cost being the same as full-service airlines, they have a major advantage.
- they are loss-making-enterprises as their efforts to expand have been hasty.
- None of these
- A. Indian lows-cost carriers though launched at the right time have been mismanaged.
- B. Jet Blue is one of the premier full-service air carriers in the world.
- C. Business for low-cost carriers is good enough to allow them to compete with railways.
- OnlyA
- Both A & C
- Only B
- Both B & C
- None of these
- Increasing rail fares to allow low-cost carriers a chance to compete
- Government should own a stake in low-cost airlines.
- Preference for low-cost carriers during peak hours at major airports
- Developing adequate secondary airports
- Equivalent charges for full services and low-cost airlines at metro airports
- A. inadequate airport infrastructure
- B. attracting and retaining staff in spite of higher pay packages.
- C. costs of providing additional quality services.
- Only C 2) Both A & B 3) Only A 4) Both B & C 5) All A, B & C
- The low-cost airline industry has very recently come to India.
- Full-service airlines operate from secondary airports to meet the costs of free services.
- Indian low-cost airlines have not been able to make even a marginal profit.
- Staff of low-cost airlines has longer working hours as compared to full-service airlines.
- None of these
- they operate away from crowded cities.
- their fares are more reasonable than rail fares.
- decrease in fares despite a rise in costs.
- efficient bare minimum services at affordable rates
- utilising secondary airports despite their higher charges.
- Over-ambitious plans for expansion
- Recession in global airline industry
- Monopoly of govt-owned full-service airlines
- Lack of favourable economic conditions
- None of these
- severely
- excessively
- powerfully
- strongly
- harshly
- ignore
- disregard
- protect
- obstruct
- conceal
Over the past few decades, many Asian nations transformed from poverty into global competitors. From 2003 to 2007, Asian economies expanded at an average annual rate of 8.1%, triple that of advanced economies. Over the same period, inflation in Asia averaged only about 3.5%. But Asia could be facing turbulent economic times. In May, the average inflation rate throughout the region reached nearly 7%, led by spikes in oil and food prices! In India, inflation jumped to an 11.6% annual rate in June, according to the latest government figures, the highest in 13 years.
Policymakers and central bankers are forced to raise interest rates and limit credit to get inflation under control. But these same measures suppress the investment and consumption that generates growth. The combination of slowing growth and soaring inflation makes economic policy making tricky. Inflation stirs up the middle classes because it can quickly erase years of hard-won personal gains. Inflation is cruel to the poor, because families have to spend a larger share of their meagre incomes on necessities. In the Philippines, farmers, unable to afford fuel for tractors, use water buffaloes to plow their fields.
But to avoid unrest, leaders cannot blindly adopt rigid anti-inflation measures. Voters won't hesitate to remove from office any politician who doesn't deliver the goods. So they cannot overreact to the inflation threat and scale down economic growth in the process. Developing nations need to grow quickly to create jobs and increase incomes for their large populations. With prices soaring, doing nothing is not an option. Most central banks in Asia have started raising interest rates. The Reserve Bank of India increased its benchmark rate twice last month to a six-year high of 8.5%.
The challenge is especially difficult because currently, inflation is not of domestic origin. Prices are being driven higher by a global surge in oil and food prices, which individual governments can do little to control. Of course, inflation is not just a problem in Asia. World Bank President Robert Zoellick called rising food and oil prices a man-made "catastrophe" that could quickly reverse the gains made in overcoming poverty over the past seven years. For now, though, there is more talk than action on the International front, so Asian governments are on their own.
Even though inflation throughout the region is likely to continue to rise in coming months, no one is expecting an economic calamity. According to the Asian Development Bank, Asian countries have large hard currency reserves and relatively healthy banks, and so are far better prepared to absorb external shocks than they were, during the region's last recession ten years ago. Asian policy makers have learned their lessons and are more alert.
11.Which of the following can be said about Asian economies during the period 2003-07 ?
- (A) Though inflation was rising at the time, politicians did not pay much attention.
- (B) Many of the poor countries were able to compete internationally.
- (C) The growth rate of Asian countries was facilitated by growth in advanced countries.
- All (A), (B) & (C)
- Only (A)
- Only (B)
- Both (A) & (B)
- None of these
- (A) Increase in benchmark interest rate by a central bank
- (B) Checks on lending
- (C) Subsidising fuel for farmers
- Only (C)
- Both (A) & (B)
- Both (B) & (C)
- Only (B)
- None of these
- Restrictions by organisations like the Asian Development Bank
- Governments are indecisive and adopt counter-productive measures.
- The problem is global in nature and not restricted to their individual countries.
- Countries have never faced a financial crisis
- Economic growth cannot occur in the absence of inflation.
- (A) Asian countries have not maintained substantial hard currency reserves.
- (B) The condition of Asian banks is currently both stable and strong.
- (C) The Asian-Development Bank will bail them out of any trouble.
- Only (A)
- Both (A) & (C)
- Both (A) &(B)
- Only (B)
- None of these
- They should focus on preventing agitations among their citizens not implementing anti-inflation measures.
- They ought to implement anti-inflation measures even at the cost of losing office.
- They must focus on maintaining high economic growth rate as inflation will taper off on its own.
- Countries should handle the problem independently and not collectively.
- None of these
- Increased consumption as families spend a larger part of their income on essential goods.
- Politicians may be voted out of power
- Economic growth rate remains constant
- Oil prices within the country remain stable despite high global prices.
- None of these
- To catch up with the growth rate of the advanced countries
- To sustain their economies despite the ill-effects of inflation
- To provide better educational opportunities to their citizens.
- To create employment opportunities for citizens
- None of these
- Prices of essential commodities are unaffordable for all.
- Our past efforts to reduce poverty will be nullified.
- Governments are unstable and do not take stringent decisions.
- It has divided countries rather than ensuring co-operation among them.
- None of these
- (A) Growth rate in advanced countries was low so the effects of inflation were not felt.
- (B) Closing the economy to global markets will reduce inflation.
- (C) India has been the most severely affected by inflation.
- None
- Only (A)
- Only (B)
- Both (B) & (C)
- All (A), (B) & (C)
- Reserve Bank of India raising the interest rates very frequently
- High population growth
- Sudden rise in prices of oil worldwide
- Reckless competition with China
- None of these
21. Stirs
- trembles
- moves
- mixes
- inspires
- agitates
- descent
- climb
- hindrance
- cut
- measure
- ancestry
- source
- inauguration
- down
- heritage
Directions (Q. 24-25) : Choose the word which is most opposite in meaning to the word printed in bold as used in the passage.
24. Turbulent
- quiet
- rest
- soothes
- stormy
- lawful
- decreases
- fails
- deprives
- frauds
- losses
Though the Cold War has ended, selective tactics are still continuing for ensuring the military and economic dominance of developed countries. Various types of technology denial regimes are still being enforced which are now being mainly targeted against developing countries like India.
Today, we in India encounter twin problems . On one side there is a large-scale strengthening of our neighbours through supply of arms and clandestine support to their nuclear and missile programmes and on the other side all efforts are being made to weaken our indigenous technology growth through control regimes and dumping of low-tech systems, accompanied with high commercial pitch in critical areas. Growth of indigenous technology and self-reliance are the only answer to the problem. Thus in the environment around India, the number of missiles and nuclear powers are continuously increasing and destructive weapons continue to pile up around us, in spite of arms reduction treaties.
To understand the implications of various types of warfare that may affect us, we need to take a quick look at the rof war weaponry and the types of warfare. I am highlighting this point for the reason that in less than a century we could see change in the nature of warfare and its effects on society, In early years of human history it was mostly direct human warfare. During the twentieth century, up to about 1990, the warfare was weapon-driven. The weapons used were guns, tanks, aircraft, ships, submarines and the nuclear weapons deployed on land/sea/air and also reconnaissance spacecraft. Proliferation of conventional nuclear and biological weapons was at a peak owing to the competition between the superpowers.
The next phase, in a new form, has just started from 1990 onwards. The world has graduated into economic warfare The means used is control of market forces through high technology. The participating nations, apart from the USA, are Japan, the UK, France, Germany, certain South-East Asian countries and a few others. The driving force is the generation of wealth with certain types of economic doctrine.
The urgent issue we need to address collectively as a nation is, how do we handle the tactics of economic and military dominance in this new form coming from the backdoor? Today technology is the main driver of economic development at the national level. Therefore, we have to develop indigenous technologies to enhance our competitive edge and to generate national wealth in all segments of economy. Therefore, the need of the hour is: arm India with technology.
26. Why do certain countries use selective tactics against developing countries ?
- To help developing countries gain military and economic independence
- To help developing countries govern themselves and be economically independent
- To ally with developing countries to dominate over other developed countries
- To curtail their domination over developing countries
- None of these
- (A) The supply of high-tech weaponry by other countries to India's neighbours who are likely to use the same against India.
- (B) Other countries secretly helping India's neighbour to strengthen their nuclear might.
- (C) Obstruction of India's genuine efforts to develop its own nuclear technology.
- (A) & (B) only
- 2) (B) & (C) only
- (A) & (C) only
- All (A),(B) & (C)
- None of these
- Dominance of developing countries over developed ones
- Exploitation of developing nations by the mightier ones
- Targeting of developed countries by developing countries
- Sympathising with underprivileged countries
- None of these
- guns, tanks, etc to nuclear weapons.
- ships and submarines to spacecrafts.
- weaponry to economic warfare
- economic forces to high technology-driven warfare.
- None of these
- (A) To understand their implications for us.
- (B) To learn the rapid changes that have taken place in weaponry and warfare.
- (C) To master them and enable us to attack our enemies.
- All (A), (B) & (C)
- (A) & (B) only
- (A) & (C) only
- (B) & (C) only
- None of these
- (A) develop indigenous technologies.
- (B) compete with other countries in their warring tactics.
- (C) generate national wealth in all segments of economy.
- All (A), (B) & (C)
- (A) & (B) only
- (B) & (C)only
- (A) & (C)only
- None of these
- (A) Importing up-to-date technology and nuclear equipments from developed countries
- (B) Developing our own in-house technology.
- (C) Eliminating dependence on developed countries
- (A) & (B) only
- (A) & (C) only
- (B) & (C) only
- All (A),(B) & (C)
- None of these
- They seem to have become totally defunct.
- They have achieved the desired outcome in most cases.
- They have resulted in curbing the trade of destructive weapons.
- Piling up of weapons has significantly reduced due to such treaties.
- None of these
- To counter the dominance of developed countries through money and muscle power
- To eradicate poverty and become economically self- reliant
- To control the exorbitant rate of population growth
- To develop indigenous technology to manufacture mightier weapons
- None of these
35. Reconnaissance .
- Investigation
- Reserved
- Recognisable
- Remedy
- Attack
- Explosion
- Devastation
- Discomfiture
- Abundance
- Extraction
- Magnification
- Expansion
- Progression
- Modification
- Changing
38. Indigenous
- Local
- Domestic
- Abroad
- Foreign
- Exported
- Aggression
- Submission
- Assertion
- Ignorance
- Lethargy
- Illegitimately
- Unconditionally
- Insensitively
- Uninterrupted
- Intermittently
It is difficult to compare countries because various factors such as size, culture, history, geography, natural endowments, geopolitics and internal polity come into play. There are some goals which can be achieved by smaller countries; but sometimes smaller countries find it difficult to embark upon certain big technological plans even if they have the funds, because the size of the domestic market is too small. If we consider the bigger countries, the closest comparison to India is China, though there are many crucial differences.
The Chinese vision is to prepare the country for entry into the ranks of mid-level developed nations by the middle of the twenty-first century. Acceleration of the nation's economic growth and social development by relying on advances in science and technology is pivotal in this.
Documents describing the Chinese vision states that science and technology constitute premier productive forces and represent a great revolutionary power that can propel economic and social development. It is interesting to note that the main lessons the Chinese have drawn from their past performance is their failure to promote science and technology as strategic tools for empowerment. They also point to the absence of mechanisms and motivations in their economic activity, to promote dependence on science and technology. Similarly, they hold that their scientific and technological efforts were not oriented towards economic growth.
As a consequence, they conclude, a large number of scientific and technological achievements were not converted into productive forces as they were too far removed from China's immediate economic and social needs. The Chinese vision is therefore aimed at exploiting state-of-art science and technology to enhance the nation's overall power and strength, to improve the people's living standards, to focus resolving problems encountered in large-scale industrial and agricultural production and to effectively control and alleviate pressures brought on by population, resources and the environment. By the year 2000, China had aimed at bringing the main industrial sectors upto the technological levels achieved by the developed countries in the 1970s or '80s, and by 2020 to the level they would have attained by the early twenty-first century. The aim is to bridge the overall gap with the advanced world. There is a special emphasis on research and development of high technologies that would find defence applications. Some of these technologies are critical for improving the features of key conventional weapons. Some technologies are meant for enhancing future military capabilities. Other efforts are aimed at maintaining the momentum to develop capabilities for cutting-edge defence technologies. They call for unremitting efforts in this regard with the aim of maintaining effective self-defence and nuclear deterrent capabilities and to enable parity in defence, science and technology with the advanced world.
41. Comparison between two countries becomes difficult because
- A). the countries differ in their internal political systems.
- B). each country has its own culture and natural resources which differ from those of others.
- C). the countries with homogenous backgrounds are many in number.
- A only
- B only
- A and B only
- All the three A, B & C
- None of these
- They have other goals to achieve.
- They have smaller domestic market size.
- Smaller countries lack technological knowhow.
- Bigger countries do not permit them to do so.
- None of these
- To become one of the most developed nations
- To surpass the level of all middle-level developed nations by a good margin
- To be the most influential superpower
- To be the most developed nation
- None of these
- Science and Technology
- Minds united with revolutionary powers
- Premier productive forces
- A vision which propels development
- None of these
- A). Lack of orientation of science and technology towards economic growth
- B). Lack of mechanisms in their economic activities to promote use of science and technology
- C). Neglect of science and technology as a strategic measure for empowerment
- A & B only
- B & C only
- A & C only
- All the three A, B & C
- None of these
- remain dysfunctional.
- be transformed into productive forces.
- be utilized for motivating economic activities.
- be promoted through political will.
- None of these
- A). To augment people's standard of living
- B). To tackle effectively pressures brought on by the population
- C). To utilise modem technology for bringing the latent power under control
- A & B Only
- B & C only
- A & C only
- All the three A, B & C
- None of these
- 5-10 years
- 20 -30 years
- 40 - 50 years
- More than 50 years
- Less than 5 years
- Enormous population of the country can be positively utilized for developments.
- Scientific and technological principles may not necessarily be instrumental in economic growth.
- Harmonious development of a country can take place even in the absence of technology upgradation.
- Economic growth needs to be driven by science and technology.
- Countries should not be compared with each other.
- Powers
- Measures
- Habitats
- Findings
- Gifts
- 1; Read the first two sentences of the pas-sage.
- 4; Read the last para.
- 1; (A) Follows from the last para.
- 4; The fact that there are few secondary air-ports has hurt low-cost airlines.
- 3; Among the given choices, this is the only one talked about in the passage.
- 2
- 4
- 1; Read the last para
- 1
- 4
- 3;
- (A) does not follow as inflation was in fact low.
- (B) follows from the very first sentence.
- (C) does not follow as no such relation-ship has been established between the Asian countries and the advanced ones.
- 1;
- (A) and (B) are measures mentioned in the first sentence of the second para.
- 5; Read the first half of the second para.
- 4; Clear from the last para.
- 1; Read the beginning of the third para.
- 2; Same as above.
- 4; The passage says: "Developing nations need to grow quickly to create jobs...."
- 2; It "could quickly reverse the gains made in overcoming poverty over the past seven years".
- 1
- 3; The answer can be found in the beginning of the fourth para.
- 5
- 4
- 2
- 1
- 5
- 5; To ensure their (the developed countries) own military and economic independence.
- 4; The second para contains all these points.
- 2; This is the selective tactics employed by the mighty, developed countries.
- 3; Look at the fifth and sixth paras.
- 2; Given in the fourth para.
- 4; Read the last para.
- 3; Read the last sentence of the second para.
- 1; Read the third para.
- 5; To develop indigenous technologies to generate wealth in all segments of the economy.
- 1
- 4
- 3
- 4
- 2
- 5
- 3; Clear from the first sentence of the passage.
- 2; Obvious from the second sentence of the passage.
- 5; To preapare the country for entry into the ranks of mid-level developed nations.
- 1; Clear from the first sentence of third para.
- 4; Read the second, third and fourth sentences of the third para.
- 2; 2 is more comprehensive than 3
- 1; (C) does not make sense.
- 2; Can be concluded from the seventh sentence of the third para.
- 4
- 5
Please use the comments section below if you have any questions / doubts. Don't forget to post at-least a comprehension with answers.
sponsored links
0 Responses:
Post a Comment