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August 12, 2015

General & Banking Awareness Quiz for IBPS Bank Exams - Set 9

Wednesday, August 12, 2015 Leave a Comment

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  1. How much of Capital would be infused in Public Sector banks by Union Government over a period of four years to improve capital ratio and fight with rising bad loans?
    1. Rs.1,00,000 crore
    2. Rs.1,75,000 crore
    3. Rs.70,000 crore
    4. Rs.54,000 crore
    5. Rs.10,000 crore 
  2. In the capital infusion of Rs.70,000 crore, the government promised to release how much fund in the fiscal year 2015-16 ?
    1. Rs.30,000 crore
    2. Rs.25,000 crore
    3. Rs.15,000 crore
    4. Rs.45,000 crore
    5. Rs.10,000 crore 
  3. How much bad loans was accumulated with the public sector banks by 31 March 2015, as disclosed by the Finance Ministry on 21 July 2015 ?
    1. Rs.4.50 lakh crores
    2. Rs.1.50 lakh crores
    3. Rs.2.67 lakh crores
    4. Rs.3.57 lakh crores
    5. Rs.5.50 lakh crores
  4. Gross NPA ratio of the public sector banks (PSBs) increased to ___________ at the end of March 2015 as compared to 4 72% a year ago.
    1. 8.05%
    2. 5.43%
    3. 1.43%
    4. 6.50%
    5. 15.43% 
  5. Which bank has topped the list of public sector lenders with maximum bad loans including restructured assets as a percentage of total advances?
    1. SBI
    2. Central Bank of India
    3. United Bank of India
    4. Union Bank of India
    5. Corporation Bank 
  6. How much percentage of United Bank of India's assets is either bad or have been restructured to save them from turning NPAs ?
    1. 10.5 percent
    2. 18.5 percent
    3. 21.5 percent
    4. 20.5 percent
    5. 13.5 percent 
  7. RBI decided early to put into circulation ________ to commemorate the International
    Day of Yoga.
    1. 100 rupees coins
    2. 1 rupee coin
    3. 10 rupees coins
    4. 5 rupees coins
    5. None of the above 
  8. Which mobile banking app of Kotak Mahindra Bank (KMB) launched primarily for 'un-banked' regions?
    1. Kotak Payzapp
    2. VISA KOTAK
    3. Kotak Bharat
    4. Kotak Kevy
    5. None 
  9. Which International Monetary Organisation agreed to provide loan of $ 300 million to support the National Urban Health Mission (NUHM) that is aimed at improving the health status of the country's urban population?
    1. World Bank
    2. IMF
    3. ADB
    4. AIIB
    5. NDB 
  10. RBI on 17 July 2015 signed ___________ Special Currency Swap Agreement with the Central Bank of Sri Lanka.
    1. $ 10.1 billion
    2. $ 3.1 billion
    3. $ 1.1 billion
    4. $ 2.1 billion
    5. $ 1.8 billion 
  11. RBI permitted CBS-enabled Cooperative Banks to issue ATM cards in tie-up with a  ____________
    1. Government of India
    2. Payment Gateways
    3. Sponsor bank
    4. NBFC Subsidiaries
    5. Currency Agencies
  12. SAFAR - AIR, the application launched by whom to enhance public awareness on the hazards of air pollution?
    1. Central Leather Research Institute - Adayar, Chennai
    2. Central Institute of Freshwater Aquaculture - Bhubaneswar
    3. The Indian Institute of Ecology and Environment - New Delhi
    4. Indian Institute of Tropical Meteorology - Pune
    5. Indian Institute of Forest Management - Bhopal  
  13. RBI on 16 July 2015 directed banks to ensure that their overall direct lending to farmers should not fall below the average of last ___________
    1. Two years
    2. Four years
    3. Three years
    4. Five years
    5. Ten years 
  14. Financial Stability Report (FSR) released by whom on half yearly basis?
    1. RBI
    2. SBI
    3. SEBI
    4. TRAI
    5. SIDBI 
  15. The Union cabinet on 21 July 2015 approved the proposal to extend interest subvention scheme to banks to benefit the farmers. Which of the following is the correct statement in this regard ?
    1. The scheme applicable to short-term crop loans up to Rs. 3 Lakhs only.
    2. To get this benefit, the farmers must repay the loan amount within one year of disbursal of loan.
    3. Scheme would be applicable for post har-vest loans taken by small and marginal farmers against their negotiable ware-house receipts.
    4. Cabinet approved an expenditure of Rs.18,100 crore for FY 16 to enable banks to provide 3% interest subvention.
    5. All of above 
  16. On 21 July 2015, Union Government launched the Surakshit Khadya Abhiyan, a country wide campaign in order to ______________ 
    1. provide safety apps to women, launched by every state government.
    2. provide free drinking water to all school going children.
    3. vaccination programmes throughout North East India.
    4. mark the universal introduction of Sarva Siksha Abhiyan.
    5. create mass awareness and capacity building for safe and hygienic food
  17. Which Union Government scheme to be named after Abdul Kalam, as said by the Union HRD Minister Smrithi Irani?
    1. Rashtriya Madhyamika Abhiyan
    2. Swatch Bharat
    3. Rashtriya Avishkar Abhiyan
    4. Sarva Siksha Abhiyan
    5. Pradhanmathri Krishi Sinchai Yozana 
  18. Rashtriya Avishkar Abhiyan aims to ________________
    1. bring the complete literacy by the year 2020.
    2. bring all the school children learn the digitalization.
    3. inculcate a spirit of inquiry, creativity and love for Science and Mathematics in school children.
    4. allow all school children carry laptops and Mobile Apps instead of bags.
    5. None of the above 
  19. Prime Minister launched the NCS Portal as part of an endeavour to modernise all gov-ernment-run employment exchanges on 20 July 2015. NCS stands for_________ 
    1. National Career Service
    2. National Customer Service
    3. Number Career Service
    4. National Competitive Series
    5. Ninth Career Service  
  20. NCS aims to create a direct market place for workers and employers. In the beginning the job seekers have been asked to furnish which primary detail to get them reg-istered with NCS ?
    1. PAN card number
    2. Birth certificate
    3. Savings account number
    4. Aadhaar number
    5. Gmail account details 

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